The majority of flood coverage in the United States is written by the government through the National Flood Insurance Program (NFIP). Established in 1968, this program offers flood coverage to homeowners, renters, and business owners if the community participates in the program. Up until 2012, banks and mortgage companies could only accept an NFIP policy as flood coverage. With the passing of the Biggert-Waters Flood Insurance Reform Act in 2012, private flood insurance companies were able to enter the market and offer alternatives to the government program, creating greater coverage options, payment flexibility and more competitive rates. A private insurance policy meets all of the requirements for banks and mortgage companies if you were to find a more competitive rate over NFIP.
Simply fill in the form below and we will shop your dwelling with NFIP as well as a multitude of private flood insurance companies, ensuring the very best coverage at the very best rate!